Privacy Policy

Last Updated: January 21, 2026

1. Introduction

SigmaDSA ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our loan management platform and services.

2. Information We Collect

Personal Information

We may collect personal information that you provide directly to us, including:

  • Name, email address, and phone number
  • Company or business information
  • Financial information related to loan applications
  • Identity verification documents (PAN, Aadhaar, etc.)
  • Bank statements and financial documents

Automatically Collected Information

When you access our platform, we may automatically collect:

  • Device information (IP address, browser type, operating system)
  • Usage data (pages visited, time spent, features used)
  • Location data (with your consent)
  • Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

  • Provide, operate, and maintain our services
  • Process loan applications and transactions
  • Improve and optimize our platform
  • Communicate with you about updates, offers, and support
  • Detect and prevent fraud or security issues
  • Comply with legal obligations and regulations
  • Analyze usage patterns and user behavior

4. Data Sharing and Disclosure

We may share your information with:

  • Banks and Financial Institutions: To process loan applications
  • Service Providers: Third-party vendors who assist in our operations (cloud hosting, analytics, payment processing)
  • Legal Authorities: When required by law or to protect our rights
  • Business Transfers: In connection with mergers, acquisitions, or asset sales

We do not sell your personal information to third parties.

5. Data Security

We implement industry-standard security measures to protect your information, including:

  • 256-bit SSL/TLS encryption for data transmission
  • Encrypted data storage on secure cloud servers
  • Regular security audits and vulnerability assessments
  • Access controls and authentication mechanisms
  • Employee training on data protection practices

However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Financial and loan-related data may be retained for up to 7 years to comply with regulatory requirements.

7. Your Rights

You have the following rights regarding your personal information:

  • Access: Request access to your personal data
  • Correction: Request correction of inaccurate data
  • Deletion: Request deletion of your data (subject to legal obligations)
  • Portability: Request a copy of your data in a portable format
  • Objection: Object to processing of your data for certain purposes
  • Withdraw Consent: Withdraw consent for data processing where applicable

To exercise these rights, contact us at privacy@sigmadsa.com

8. Cookies and Tracking

We use cookies and similar technologies to enhance your experience. You can control cookie preferences through your browser settings. However, disabling cookies may affect platform functionality.

9. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated policy on our website and updating the "Last Updated" date.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: